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Tweeken

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Statute of limitations on debt
I have a collection acct that is 9 years old from my last payment. When will this account be past the statute of limitations and fall off my report. And how do i get the company to stop calling.

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you would have to google that and your state to see when you SOL is up.  As far as them calling, tell them to stop calling.  It should have been off your report by now because it can only stay on your report for 7 years.  So you should dispute it if it is really that old.

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As said, it should not remain on your reports past seven years, unless it is a federal loan or something along those lines. The Statute of Limitations to be sued for debt varies from state to state and is something completely different from the credit reporting time period. If this account is not a federal loan, then disputing it with the credit bureaus as "too old to report" should get it removed. If this company is harassing you with phone calls, contact a consumer law attorney that handles FDCPA cases. I highly recommend Kimmel & Silverman if they practice in your state. Do some reading on FDCPA (fair debt collection practices act).

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