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Question By
fairwood1

2 Contributions
7 People Helped
Should I care about Credit Scores?
I own my home and have ZERO debt. I do not have any credit cards or loans. Should I care about credit scores?

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It seems to me that you don't need good credit to apply for anything. However, having a good credit record is still better than having a bad one. You may need that later, who knows. Also, checking your report regularly help you prevent identity theft, that means someone using your good credit for their own benefit. I believe you don't want to be in that situation.

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