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Settle or push for them to delete?
I called the collection company today and told them I want to make things right. I'm young and I have a credit score of 520+. I was burnt on credit at the tender age of 18 by family.

Can they not delete my negative history?
What can I do to get my credit score to start going up besides pay?

Plus I have a Hospital bill in collections for $290 and I do not remember this at all, what to do?

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