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marydeecee

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SCORE DROPPED FROM CONSISTANT 700'S TO 600'S..
CREDIT KARMA SHOWS GOOD SCORES; BUT MY DISCOVER CARD AND B OF A REPORTS SHOWS A DROP...IN DECEMBER..I AM SOOO AFRAID AND DO NOT KNOW HOW TO FIND OUT...MY SCORES HAVE ALWAYS BEEN IN THE GOOD 700 RANGES...CAN YOU PLEASE HELP OR TELL ME HOW I CAN FIND OUT WHAT HAPPENED?

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You are dealing with different types of scoring systems. The scores you get from your credit cards are probably some version of FICO scores, the scores here are not fico. Different scoring systems react to the same actions in different ways. Look for what has changed on your credit reports and then you will know what caused the drop.

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First thing is that only YOU can see your credit information here.  If you have read the informative articles and used the financial tools like I have, you would have a good understanding of how credit works and can determine what might have changed.  Teaching about credit is the purpose of Credit Karma and it is up to you to use this education opportunity. I have degrees in accounting and business management and leartned more about credit here than from all the college classes.

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