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Posted in Bankruptcy
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trom0177

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reprting derogatory after bankruptcy
debt was discharged thru bankruptcy, but reported a delinquent account 3 months later

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Bankruptcy does not erase your credit history so anything that was on your credit reports at the time of the bankruptcy filing will show until about 7 years after the 'date of last activity' which is usually the date the last payment was made.  If it was delinquent at the time of the bankruptcy, it is still going to sjow delinquent until after the 7 years have passed.  Please look under the articles on this site for more information on bankruptcy and credit history, because      teaching about credit is what Credit Karma is here for. 

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