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michaelm46

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0 People Helped
remove something from credit
I signed papers to remove myself off of the loan for the house but it is still reporting on my report as late payments

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Write the lender directly

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Write a letter directly to the lender stating the issue clearly. Tell them you had signed docs removing you from the loan as of such and such date, and request that they remove all reporting from that date to present. Provide copies of the docs if you are able to. (It helps things move more smoothly through the system and cuts down on research time at the Lender) The Lender is required to respond to your written request (And make corrections if required) within 30 days of their receiving your dispute. If all of your stuff is in a row and supported, then they have to remove the reporting back to the effective date of the signed document with the lender removing you from the loan. 

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