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Question By
emaofia

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Removal of Paid Charged-Off Accounts From Credit Report
I've been working my way back to Good credit for almost 4 years now. Slow and steadily it's getting there. I've settled a couple credit cards and paid off some in full.

Can I request Original Creditors to remove the charged-off accounts from my credit reports? It was never part of the deal if I paid off the balances, but I do have Letters of Zero Balance. I think removing these from my credit report could bump my progress quite a bit. Is it possible? The worst they can say is no, right?

Thanks
-Eric

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Goodwill letter to the creditor may works.

Reply by
nrevans01

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What is a goodwill letter?

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