Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
xlovegabby

0 Contributions
0 People Helped
Paid off collections and closed credit card account. Now what?
My discover student card closed back in march 2013 and i have now paid off the full $800 as of last week October 2013. I have also paid off a paycheck advance loan that i was put in collections for in full. How long does it take for these payments to show in my score? What are my next steps? My credit score is 588 right now. My goal is to get it in the high 600's. I have been paying my car loan payments on time and my student loans are not payable until i graduate. I can't open a credit card to improve my score, because not one will accept me.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.