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Old Collection Account
I haven't been late on rent in 20 years. After ending my lease with an apartment complex in August 2006 (where I ALWAYS paid early}, I moved into a house. My CR has a CA ("Current balance": $529} for the original lender, "Date Assigned" November 21, 2007. It says "Original balance" was $625 - my rent amount. I've made NO payment, ever. Do I challenge or wait? "IF" I was delinquent it certainly would have been in 2006, correct? When would/should it drop off? It's the only negative on my report... I need to do this right.

CK 654 TU 677 EQ 670 EX 680

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