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olt2reed

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old 2nd foreclosed on my home loan they have me 46 payments late?
The bank foreclosed on my home, now they show me 46 payments late. Also this report shows 2 credit cards with balances and I believe that is also incorrect

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Well, you are going to have a lot of late payments with a foreclosure, so not sure they're reporting that wrong.  But, in any case, you can dispute any errors with all three bureaus at their websites.  Equifax:  www.equifax.com/CreditReportsAssistance  Experian:  www.experian.com/dispute  TransUnion:  www.transunion.com/dispute.  Best of luck!

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