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Floridabiker777

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516 People Helped
NEW UTILIZATION IS IDEAL AT 9% OR BELOW
Did anyone notice the new "ideal" cc utilization is now 9% or below? I know everyone recommends 30% or below but that's not going to get you in the "excellent" category. Okay, I went ahead & purchased some chandeliers that were on my wish list forever. Coupled with about 3 grand in outstanding debt, that puts mine at 20%. And it's now stating just good. I normally strive for 1% or below (after the holidays, hehe) but just had to have my lighting!!! 12 months same as cash so I couldn't refuse. Jus hate the "good" rating. Just wondering if anyone else has noticed this?

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Top Contributor
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559 People Helped

30% is the recommended max.  It has never been ideal.

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