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Superman5x5

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Negative information on my account
I had a bank credit card 7 years ago that went into default and to collections. All this time I've still had my checking account with the same bank. I just found out the debt is still on my credit report. How do remove this from my credit report and will I have to wait another 7 years?

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Most negative info will be removed in seven years. If it has been seven years or close to seven years (see Early Exclusion) contact the credit bureaus and ask them to remove the account due to it's age.

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