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My Vantage Score dropped 95 points when we paid off our mortgage, why?
I really don't understand how I can have nearly zero debt, always pay my credit cards off in time and have a long history of using credit and pay a mortgage on time for 14 years and have such a low VANTAGE Score.

Well my Vantage Score used to be high until the credit reporting agencies were told my mortgage had account had closed when we sold our home and thus paid off our mortgage. Then my VANTAGE score dropped 95 points over night, while my Credit Karma score only dropped one point.

Why would my VANTAGE score drop so much. I did not do anything wrong? My payments are still up to date and my utilization on my credit cards is the same. What gives?

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