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Question By
dhwilliams1030

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My score dropped 90 points for no reason - how can i find out why?
My credit score was stable for the past two years and then this week it dropped 90 points. No inquiries, never missed a payment, no debts except real estate, no loans, no credit cards, just bamm - 90 points

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If you have read the articles here, you are as well educated in credit as the rest of us are and only you can see your credit information.so should be able to determine what may have happened to change your score.

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Have any accounts fallen off of your reports? Have you checked your FICO scores too to see what they have done? Are you aware that not having active accounts may be hurting you? Just one mortgage loan may not be enough to optimize your credit. You may need to get another account or two. A credit card may do the trick. You don't really have to use it much if you do not want to.

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