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jhfishnj22

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my late fees got wiped out. 17 on one 3 on another. When will it affect my score...how soon? thx jh
the chase card is active with a balance of 2200...i know. i'm chipping away at it. and i sent another app out for a new td card with my gf. hopefully that will workout with autopay.

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As soon as you see the late payments removed from your reports your scores should change then. Don't forget to check your FICO scores to see what they are doing. Also, when using AutoPay, make sure that you still double check to make sure that the payments go through, sometimes there can be glitches with autopay and you end up with late payments. AutoPay is fine, but ALWAYS double check that the payment went through, never just assume that it did.

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