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sykrizk

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my credit card is not reporting the correct balance - do I contact the card company directly?

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Depends on how recently you pay down the balances, keep in mind that creditors usually only report your credit activities once a month.

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Be patient and give it time to update. As said it can take a month. Do not call your lender demanding that they update it, because they may simply remove your entire account from the credit bureaus.

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