Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
KevinFSU90

0 Contributions
0 People Helped
Mortgage and car payments on time but little bearing on score?
First, I'm aggravated that my always on-time mortgage and car payments have apparently no bearing on my credit score but my piddly $1500 in credit card limit being too high lowers my score? Is this true? My mortgage was refinanced and now my new payment doesn't even appear on my credit reports? Can anyone explain all of this to me? Is there someone who can help me understand? Thanks!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
785 Contributions
299 People Helped

It's possible your mortgage and auto loan lender don't report to Transunion or Equifax, which are the two credit reporting agencies shown on this website. It can take two to three months for payments to show. You can contact the lenders and ask them if they report, and if they do, to what agencies.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.