Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
Married cpl Pay down CC debt and one score up 7pts one down 37! why!?!
It's been 30 days and my score now reflects paying off half of our Credit card debt.

So can someone help me understand why if my wife and I pay down our balance from $20k worth of credit cards to $10k that my credit would go up 7 points and my wife's would go down 37 points???? It's seems insane to think that lowering our combined credit utilization would actually hurt her score and help mine!


Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.