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Vgof5

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Manual payment reporting
I'm looking for advice on how to send, manually, payments made and statements to report on my credit. Is there a central tax number? Or phone number?

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Banks, collection companies, etc.. report to the CRA's as "subscribers".  They pay to report your data.  The CRA's are for profit corporations, you gotta pay to play.

I'd start with the bank not reporting your info.  They may not have your data correct.  But some lenders actually don't report, like hard money loans, buy here pay here type of car dealers, etc..

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Lenders pay to be members of the CRA's. This way they can pull reports and send information.  Remember there are three that are typically used and many lenders may only use one.

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I've never heard of a way to report that

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I think that you have to call the company and remind them to report your payments to your file. I doubt there is any way to report payments yourself. You might be able to file a dispute and explain that you are making your payments on time.

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Regarding: Manual payment reporting

There were many times I would check my credit and GOOD credit might report on Transunion and not Experian or Equifax. Or, it could have disappeared on all of the reports. I was able to quickly fix the problem by writing the bureau letting them know they are missing the account. The bureaus always added the account within 30 days. Also, I was never charged for the addition. There was a couple of times, I had to prove the account was mine, but that was it. It is easy to add good credit.

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Try this

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Legit !

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