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bus739

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lowes card payed off ,but still report!
how do i get 2250. off my credit report . pay off 6 month ago.

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Top Contributor
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Check report, call Lowes or use a trick

It account is paid off, it should say "paid/pays as agreed" or something like that. Is the account still active? If yes, contact Lowe's first. Six months is way too long for them not updating the account. Ask them to update your account and tell them how it's hurting your score. If everything else fails, you have to file the dispute.

One easy and weird trick:

If you have paid off the account and never used if after that payment, just make some purchase using it till you get a statement (purchase can be as low as $5 or $10). This way, the company will have to report the latest balance, which will wipe your previous one. After this update, pay off card and don't use it or close account (unless you want to use it). Sometimes this works better than the dispute route as the results are faster. Sometimes even dispute may not solve the issue if the company (lowe's) don't update right info to the bureaus (also, if it's reported on all three bureaus, you will have to file three seperate disputes)

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