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Question By
Blaze1313

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Loss of trans Union points
Why would my credit score drop 4 points when absolutely nothing has changed. I don't even have credit cards or loans. So what gives?

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Top Contributor
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Your credit report is never stagnant, things are always changing because of how your score is calculated.  Part of your score has to do with the age of your accounts, inquiries and late payments.  Perhaps an old account fell off, which could lower your score without you taking any action.

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