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Helpmeout7777

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Loan payments not on my credit report
I make regular payments on time and the loan place isn't reporting it. Wouldn't that help my credit?

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Not all lenders report to the credit bureaus and some lenders may only report to one. You can check your Experian report to see if they are reporting there or give your lender a call and ask them if they report to any credit bureaus. There is no law that forces them to report and some lenders do not report because of the cost to do so. If you find out that they do not report to any credit bureaus the only thing that you could do is to refinance the loan with a lender that does report if you really need to have this account on your reports. Yes it would help you if it is in good standing.

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