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jennylove40

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limited or no credit file
I recently applied for a loan ,but was denied for the enclosed reason(limited or no credit file ),but credit karma has a file from Trans Union which citizens bank says they checked with .I don't understand?

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It just means that the lender you was trying to obtain a loan from thought that your credit history was not long enough for them to approve you for a loan. Most companies like several years of good payement history from several creditors....

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No Credit File?

I am almost 4 years into a second marriage. My credit file cannot be located. How can I update my information (ie maiden name, previous name) in order to obtain a report online? My legal name is what I provided for my profile.

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