Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
JadeKai1

0 Contributions
0 People Helped
Is it legal for a debtor to change my address on an old account statement?
I received a letter from Portfolio Recovery Associates after filing a dispute to verify the accuracy of the debt on my credit reports. They attached documents relating to the account to establish validity and have since closed investigation pursuant to FCRA. The attached documents that PRA sent me have my current address, not the address in which the previous statement from 2013, would have been sent to. Is that legal to change the address on an old statement that is supposed to prove the validity of a debt?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3672 People Helped

Yes they can

It is their right to use your current address if the account is still collectable. They will get that info from your creidt report.  now if the debt is from a sevice address i.e. utilities etc. then the old address needs to be refferenced in the billing, but other than that they can use your current address.  They aren't going to mail you anything to the old address if they know that you have moved.

Good luck

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.