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In my early 20s trying to increase my score
I currently have a score of 715.
I am trying to raise my score to around 750 or better.
What advice would you give me? I am 22. I have credit history of only one year.
I have 2 credit cards (750 and 1000 limit) and one auto loan. All under my name. No cosigners.
Im thinking of opening up a chase freedom credit card, since my chances of approval are high. Would it help my credit or actually lower it?
I Have 10 hard inquires. 2 for 2014

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