Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
RoR023

0 Contributions
0 People Helped
If someone stole my idenity is there a way to find out who and what they used it for?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
97 Contributions
131 People Helped

Hi RoR023! This is a big problem surrounding identify theft. You may not know your identity's been stolen until you notice that something is amiss. For example, you may get statements for a credit card account you never opened, your credit report may include debts you never knew you had, a billing cycle may pass without your receiving a statement, or you may see charges on your bills that you didn't sign for, didn't authorize, and don't know anything about. New account openings will show up on your credit report because creditors typically pull hard credit inquiries for those, but not everything shows up on the credit report immediately (for example, if the thief got ahold of your credit card, has been racking up significant charges, but goes through your mail to steal the billing statements or obtains enough personal information that he/she called your credit card company to change your email address on file).

There are a lot of scenarios out there, as identify theft has become more and more sophisticated. If you are concerned that your identify has been stolen, here is a good resource to start with. It is the US government's guide on what to do if you're a victim of ID theft. Check it out: https://www.identitytheft.gov/. I hope this helps!

Top Contributor
97 Contributions
131 People Helped

undefined

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.