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Posted in Student Loans
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Joannalopez22

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If my student loans are closed even will they come off from my credit

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Paid, unpaid and closed accounts remain on your credit report for 7 years. Just because the accounts are paid off or closed does not mean they will be removed/deleted until the 7 year period has passed.

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Student loans stay on report

Doesn't matter whether they are completely paid off or not, they will still be on your credit reports for 7 years.  And a good payment histroy on student loans is good for your credit score.  So don't worry if they show up with zero balances on your credit report.  They are closed accounts and unless they went into default or collections, they demonstrate that you are a not a high risk borrower for other loans (car, mortgage, etc.).  And if paid off over 10 years, they lengthen your credit history, so you don't want them to go off your credit reports early.  Let them hang around as long as possible if paid in full with good payment history.

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