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WonderWoman92

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If i were to pay my debt off completely, would that dramatically change my credit score?

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It depends on what your current utilization rates are, if they are very high, then it may help short term, but remember in order to build and maintain good credit you must have several active lines, in other words, debt is needed to have good credit. Whatever you do, DO NOT close any accounts as that will most likely cause your scores to fall. It is good to pay accounts down, but not off in regard to your scores.

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