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tigerstripes22

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If I wanted to start paying my debt, how do I start doing so without having to get a credit card?

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You don't state what the debts are, or how much. I would say if you're in debt, you shouldn't go further into debt using a credit card. If your current situation is paying high interest card debt, contact the lenders and see if they'll reduce your interest rate.  If you're in a hole, the first thing you need to do is stop digging. 

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