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dajia86

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I was recently approved for my first credit card with bad credit. Should I apply for another?
I would really like to boost my credit score and fast. I applied for a credit card because Credit Karma said I needed one to show responsibility. I was approved. Is it a good idea to open a second/separate credit card account? (I am in a decent financial state at the moment)

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How about getting practice now with using the card and paying in full every month?  Once you have developed the good practices of keeping utilization below 20% and paying in full what is shown oin the statement, then you may be able to handle having more than one card.  I'm speaking from hard experrience.  Baby steps are a good start in moving forward. If you have read the articles here (and I hope you have) you'll find you develop better credit skills that will improve your credit score quickly, but not instantaneously, and THAT is good.

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