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Posted in Bankruptcy
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Question By
Maxiemsy

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I was denied credit due to a non discharged bankruptcy
Where can I find a non discharged item on my credit report?

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Top Contributor
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The report doesn't care, ask your lawyer

Ask your lawyer or the trustee (in that order). The trustee will have listed all non-discharged items and informed you about them. It is possible that if you had a Chapter 13, that your case was dismissed (not discharged), which means you're in deep kimchi when it comes to bill collectors. Either way, your lawyer and/or trustee will have informed you of them and itemized all of them for you. 

Top Contributor
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Oh, one other thing:

Almost forgot: If you are doing a Chapter 13 bankruptcy, you are not allowed to take on any credit without express trustee approval... period. Most lenders know this, and will demand either a discharge letter, or will simply refuse (especially if the bankruptcy happened less than 3 years ago).

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