Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
Stephanie0503

1 Contribution
0 People Helped
I paid a collection account off and it's been past 2 of their billing cycles.
I paid a collection account off and it's been past 2 of their billing cycles. Why hasn't it come off of Credit Karma yet?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7347 Contributions
3806 People Helped

I suggest taking the time to read the articles on this site so you can learn more about credit since that is the sole purpose of Credit Karma---teaching people about how to build and use credit in this credit dependent world.

Unless you negotiated a "pay for delete" agreement with the creditors prior to making the last payments on those collection accounts, the reports of their existence will remain on your credit report for the next 7 years since the accounts were part of your credit history. The prior 7 years credit history is what most future credit accounts will look at, so you want to make sure yours is good by avoiding any and all negative activity.

Reply by
Stephanie0503

1 Contribution
0 People Helped

I should have worded my question differently. I know it will not come off of my credit for 7 years from the date the collection was established. I'm just wondering why it takes so long to update on Credit Karma that the account has been paid. All of my other accounts update quickly. Thanks.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.