Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
adog150

0 Contributions
0 People Helped
I need to raise my credit score. Is there an easy way to do this?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped

Read the articles on this site.  Look on the left side of this page under rescource to find the articles and begin.  The purpose of Credit Karma is to teach people how to build their credit score and how credit works. 

Building credit takes time and a bit of work on your part, but it is soooo worth it.  It's a topic not taught in schools and can bring grief to those who don't learn how credit works and how to have it work for you.

Top Contributor
3051 Contributions
2789 People Helped

Helpful to 0 out of 1 people

If you don't have any negative items on your report, and you have open current credit card(s),  then the easiest way to increase your score is through your credit card(s).  If your utilization is over 30%, work on getting it down.  If you carry zero balance on your card(s), then start carrying a balance of 1-3% of your credit limit and your score will increase.  If you do have negatives, then getting rid of them helps, but hard to say how much.  The older they are the less damage they are doing.  Visit www.credit.about.com for more great info and best of luck!

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.