Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
murple63

0 Contributions
0 People Helped
I have the same collection listed by 2 speperate collecion companies? Is this allowed?
I have a debt that was sent to collection in 2012 listed with one collection company. Check my CK and this debt is now listed with an additional collection company for a higher amount. Same Original creditor. Second Collection company shows an Open date of 2015. Is this legal? Can the Original Creditor use TWO different collection companies at the same time? This collection dropped the TU score by over 200 points.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1136 People Helped

Not allowed. You will need to dispute the earlier dated one as the most recent dated one is probably the correct one. If it were me, I may even dispute them both. As far as the Open Date, that just means the date of when the collection company started reporting the account, it doesn't change the credit reporting time period or anything like that.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.