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meattgs19

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I have started payment plans with stuff in collections. How does this affect my credit score?

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It should improve your score, but how much depends on how old they are.  The older the account the less it hurts.  I hope you were able to get them to agree in writing to delete the accounts from your report once paid.  If not, please try.  Otherwise, it will be on your report for 7 years from date you pay them off.  Best of luck.

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