Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
boricano210

0 Contributions
0 People Helped
I have recieved multiple credit inquiries that I never autorized how do I get them disputed??

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
4 Contributions
5 People Helped

You can't really

Unfortunately disputing inquiry's is a complete joke and waste of time. I bought a new car and specifically told the dealer that I was only interested in one fiancé source and NOT to pull anyone else. That's whoe financed my auto, but a few days later I look at my report and see 15 additional pulls for auto financing!  I immediately imitated  a dispute for the extra 15 with Equifax. Took them less than one business day to verify and close dispute!  I called and spoke to the customer service dept and a mgr and informed them of what happened and also that in Texas where I live they are required to tell me how they verified these inquires. Well, all they do is see if the inquiry's were made by legitimate customers of there's. If so then as far as they are concerned that's a valid inquiry. They don't even contact the people who made the inquiry. I called these banks and was told they didn't have any record of requesting my credit report, but since I didn't fiancé with them they wouldn't have any record, then refused to remove the inquiry because they didn't make it! 

Long story short is this, unless you go to the police and convince them that there was fraud involved and get a police report, there is no way to dispute credit pulls.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.