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jweaving

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I have paid off two credit cards showing closed accounts, how will it reflect my credit report?
One card shows 30-90 days late and another card shows sent to Collections. I have paid each card off directly to the credit card's online account. Will my credit report still show my delinquent activity?

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Top Contributor
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Paid/closed dose not erases it's negative or positive history and certainly isn't ground for removal from your credit report. The late(s) could remain up to 7 years from when it happened, collections can remained on your report upto 7 1/2 years from Date Of First Delinquency. In State of New York, paid collection supposedly only last 5 years, so double check with your State's consumer/collection laws.

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