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moose4u

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i have opened up 5 new accts, got 2 cards with 10k limits, 3 cards incr by 300 but cr is falling, y?
I pay before due date or payoff monthly
my cs was 639 a month ago and now showing 620 on cr\k and 30 on Transunion
4 7 yr old derogatories all paid off with settlement documentation

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multiple hard hits mixed with decrease in age of accounts lucky you only dropped 19 

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Whenever you open new accounts, you score will drop at first, but as you make on-time payments it will increase over next few months.

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