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choclaterbrown

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i have no credit and i am ver y responsible what credit card to apply for

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You may have to start out with a Secured credit card. A secured card is secured by money that you put down up front for collateral. Check with Capital One and try their preapproval link on their website. They are a great company to deal with if you have limited credit. There are other companies such as OpenSky where you may want to look as well. Do some Google searches on Credit Cards for people with no credit and read the reviews on each card that pops up. Just don't apply for credit randomly as hard inquiries can add up and damage your credit scores. Do your research on cards before applying to make sure that you have a good chance of being approved.

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