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Hondatuned860

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I have hospital bills I owe and a "thin" credit file
Who should I talk to about pulling the agencies up I owe?

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Contact the hospitals

Helpful to 3 out of 3 people

You don't want to pull up that kind of info onto your credit report.  Hospitals don't typically report to the bureaus...so that's not going to help your thin file.  If this gets into your credit report, its going to likely be because they turned your account over to collections.  That's the wrong way to make your file not thin.

Contact the hospitals you owe and work out a payment plan with them.  Don't let that end up in collections, it will haunt you.

Build your credit history in other ways.  Perhaps start with a secured credit line from your bank or credit union...or get on your parent or spouse's credit card as an authorized user.  Maybe a personal loan.  There are a number of ways to build your credit history.

2 Contributions
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Agree

Old hospital bills aren't the answer to a thin credit file.  There are better ways

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