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Question By
valerobaby

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I have disputed and paid several items on my credit report that were in collections.
How long does it take to be updated? Does your credit score go up?

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Top Contributor
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How long to update it to paid will depends on when creditor(s) report the changes to Credit Bureaus, when we talking about collection agencies? There is no definitive answer as to when they may reports again, that's if they bother to update it at all after they got their money. Keep all the documents for when you dispute and collection agency ignores Credit Bureau's inquiry. Unfortunately, most credit score models dose not distinguishes between paid and unpaid collections, so it's very unlikely you would see a boost from paying collections itself, tho cases/results varies depends on how it was reported and perceived by credit scores? you might see it rise a bit from lowering your utilization and less overall debt.

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