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Question By
ebra4828

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i have credit score of 638 and cant get a personal loan from anyone

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since you give no other info....and your score is fair...id imagine your debt to income ratio is to high hence the need for the personal loan.....now if your just going for a loan to build credit do a cash secured loan otherwise your SOL like a lot of people on here.....so glad i'm financially responsible and have build up a 763 credit score in 1.5 years from no history at all

Reply by
elee124065

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Just came across your post for a few years ago.  Why are you being so condescending to the poster?  As you stated "since you give no other info..." you know absolutely nothing of his financial situation.  But yet, you are quick to boast that you are financially responsible and he is not.  You appear to me, since I have no info about you, to be an arrogant, insecure jerk.  

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