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coldinmaine

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I have a Lowe's credit card, but it doesn't show on my scores. Why not ?

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Synchrony bank cards, of which Lowe's is one, will show up on your credit reports. You're not able to link the accounts on this site or Mint.com.

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If it is not showing on the reports on this site, there are two possibilities; it is reportedto Experian and you have to check that site for yourself because theinformation is not available to Credit Karma, OR,Lowes doesn't report to any credit bureau.

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You may want to confirm that you don't have an entry on your credit report by Synchrony bank as this is the firm who manages the Lowes credit cards.   Synchrony does report to all three of the bureaus.  If it is a business card that you have, it should not appear on your credit as it is for business and would reflect under your business credit which is usually maintained by Dunn & Bradstreet.    If it is a personal account, contact Lowes to ensure they are reporting and by what information.  It is possible that a human error has the information in error and is reporting incorrectly.   Synchrony does at times report to bureaus without the social security number and perhaps the Credit Bureaus are unable to reference the correct account.  (My daughter is an unauthorized user on one of my Synchrony accounts and it reports to her credit report although I never provided them with her social security number.)

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