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CRR1968

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I had a Discover card charged off around 9 years ago.
I had a Discover card charged off around 9 years ago. I have learned a lot and changed ways how I handle finances. It took me a long time, 7+ years to recover my credit. The question is Discover keeps sending applications, why would they do this when I defaulted with them years ago? What are my chances? My credit is good, finally

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They really dont care after that time frame they have charged off the debt and forgotten about you. I had the same thing with capital one and got a new one recently. I guess we can all mature and they know it lol.

Top Contributor
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353 People Helped

it's just one hard pull, i would go for it.

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