Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
merebear99

0 Contributions
0 People Helped
I currently only have Visa credit cards. Should I get a different credit card that is not a visa?
I currently have a Chase Freedom, Bank of America, MSUFCU credit union, Banana Republic and Bloomingdales credit card (all Visa's). I never use my Banana Republic or Bloomingdale's cards, but do not want to close them because it will hit my credit score. I always make my payments on time, but use my Chase Freedom and Bank of America cards almost to the max limit every month. Should I have a different credit card (i.e. Amex, Discover, Mastercard) in order to increase my credit score? Or will opening another one hurt me even more?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.