Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Keinde0924

0 Contributions
0 People Helped
I am trying to increase my credit score. I only have two credits cards that are not paid off.
I have two unpaid credit card that i make payments on every month. I also have students loans that i have to pay 6 months after I graduate but this is my second year of college. I do not know where to start on how to increase my credit score a least 100 points. my credit score is 664. I recently applied for a credit card and I though that would help but I was denied. In there letter it said my credit score is 622 but CreditKarma says 664 and all the information they have is accurate on their website. Any suggestions?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7377 Contributions
3814 People Helped

Credit Karma is not a credit bureau but an online interactive site so you can learn how to properly handle credit and build a good credit score.  Please take the time to read the articles under RESOURCES on the left side of this page so you can learn hoiw to use credit wisely.  Don't go charging things you cannot pay in full within no more than two months. And I don't think you need another credit card for now.  You need to get the ones you have paid in full.

Top Contributor
3051 Contributions
2791 People Helped

You may be able to increase your credit score by consolidating your Federal Student Loans into one loan.  Contact Crest at 469-619-0644 for a no-obligation 10 minute chat to find out.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.