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Question By
theyoungster

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How to improve credit with three credit cards?
Im 20 years old with good credit. I just opened two credit cards and I have had one for 1.5 years. My credit score was 721 average before the two cards. I only use about 400 dollars each month. Is it best to split that $400 between the three cards and how often do I have to use the credit cards?

P.S. Im not asking for any type of loan within the two years thats why i decided to open a credit card.

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Top Contributor
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Just keep the utilization ratio under 30% on each card doesnt matter how you spend your 400.

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