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valfaro4

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How to find the actual date of my debt
one mark on my report indicates that my debt was opened 2015 when i know it was around 2010

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This might not be what you were asking, I am reading between the lines and guessing a bit here...

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Assuming that open date were from a collection agency and not from the original creditors, then that open date simply means when the CA received the collection authority and reported for the first time, that date has no bearing on when that particular account would removed. When it would be removed goes by the Date Of First Delinquency and dose not go by any other dates. You can always call Credit Bureaus to obtain the DOFD or ask when will they remove that particular account or what date they go by.

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when i try to open a dispute no options come up

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