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dono27

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how to bild credit now that i have setteled all my old tets
i have settled all my outstanding collections how can i rebuild my credit

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Here are three different ways:

1. - apply for a secured credit card - visit www.creditcards.org or www.bankrate.com for comparison of all available

2. - visit your local credit union and set up a "Credit Builder Loan"

3. - ask a relative with good credit to add you to one of their credit cards as an "Authorized User".  They do NOT have to give you any information about the card (i.e. card number, expiration etc.) so if they are worried about you running up a balance, they can rest easy.  They simply call the card company and ask to add you as an authorized user.  That account will show up on your credit report with all the old history.

Also, visit www.credit.about.com for more great information.  Best of luck!

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