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tracrom112

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How often can I apply for credit without hurting my credit?
The more often you apply for credit, the worse the credit score gets; I need to know how long between applying for credit you should wait.

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Inquiries

Helpful to 5 out of 5 people

A few inquiries a year is OK. Most creditors will only oull your credit from one bureau, so you can spread out the inquiries between the three. It's quite complicated to figure out which bureau each creditor uses and it varies from state to state, but you can use the data on the link below to get an idea.

Also be aware that Capitol One pulls a report from all three bureaus for any application, and that's why I avoid Capitol One.

link: http://creditboards.com/forums/index.php?s=c8397fcab8d9a24a43db52f8606276bf&app=creditpulls

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